Terms & Conditions

Acceptance of Terms

By accessing and using BantuanB40.com (“the Website”), you accept and agree to be bound by the terms and provisions of this agreement. If you do not agree to these Terms and Conditions, please do not use this Website.

Website Purpose and Scope

BantuanB40.com is an independent information portal designed to provide information about government assistance programmes available to Malaysia’s B40 community. The Website serves as:

  • An informational resource about government aid schemes
  • A platform for sharing eligibility criteria and application procedures
  • A guide for accessing various assistance programmes
  • A community resource for financial assistance information

Important Disclaimers

Not a Government Website

BantuanB40.com is NOT affiliated with, endorsed by, or connected to any Malaysian government agency, ministry, or department. We are an independent information service providing publicly available information for educational and informational purposes only.

Information Accuracy

While we strive to provide accurate and up-to-date information:

  • Information is compiled from publicly available sources
  • We cannot guarantee the completeness or accuracy of all information
  • Government policies and programmes may change without notice
  • Users should verify information with official government sources before taking action

No Official Authority

We do not have the authority to:

  • Process applications for government assistance
  • Make eligibility determinations
  • Approve or reject assistance applications
  • Provide official confirmation of aid status
  • Represent any government agency or programme

User Responsibilities

By using this Website, you agree to:

Appropriate Use

  • Use the Website for lawful purposes only
  • Respect intellectual property rights
  • Provide accurate information when contacting us
  • Not attempt to harm or disrupt the Website’s functionality

Verification of Information

  • Verify all information with official government sources
  • Understand that information may become outdated
  • Seek professional advice when making important financial decisions
  • Contact relevant government agencies for official confirmation

Prohibited Activities

You must not:

  • Use the Website for illegal activities
  • Attempt to gain unauthorised access to any part of the Website
  • Distribute malware or harmful code
  • Impersonate any person or entity
  • Post false, misleading, or defamatory content
  • Violate any applicable laws or regulations

Intellectual Property Rights

Our Content

All content on this Website, including but not limited to:

  • Text, graphics, logos, and images
  • Website design and layout
  • Software and code
  • Compilation of information

is owned by BantuanB40.com or licensed to us and is protected by Malaysian and international copyright laws.

Government Information

Information about government programmes is publicly available and sourced from official channels. We do not claim ownership of government policies, forms, or official information.

Limited Licence

We grant you a limited, non-exclusive, non-transferable licence to access and use the Website for personal, non-commercial purposes, subject to these Terms and Conditions.

Limitation of Liability

Disclaimer of Warranties

The Website and all information are provided “as is” without any representations or warranties, express or implied, including but not limited to:

  • Warranties of accuracy or completeness
  • Warranties of fitness for a particular purpose
  • Warranties of non-infringement
  • Warranties that the service will be uninterrupted or error-free

Limitation of Damages

To the fullest extent permitted by Malaysian law, BantuanB40.com shall not be liable for any:

  • Direct, indirect, incidental, or consequential damages
  • Loss of profits, data, or business opportunities
  • Damages resulting from reliance on Website information
  • Damages from Website downtime or technical issues
  • Personal financial losses or missed opportunities

Maximum Liability

Our total liability for any claim arising from your use of the Website shall not exceed RM100 (One Hundred Ringgit Malaysia).

Third-Party Links and Services

Our Website may contain links to third-party websites or services. We are not responsible for:

  • The content or privacy practices of external sites
  • The accuracy of information on linked websites
  • Any transactions conducted with third parties
  • Technical issues with external services

Links are provided for convenience only and do not constitute endorsement.

Privacy and Data Protection

Your use of this Website is also governed by our Privacy Policy, which complies with the Personal Data Protection Act 2010 (PDPA). By using the Website, you consent to the collection and use of information as outlined in our Privacy Policy.

Website Availability

We strive to maintain Website availability but do not guarantee:

  • Continuous, uninterrupted access
  • Error-free operation
  • Compatibility with all devices or browsers
  • Availability during maintenance periods

We reserve the right to modify, suspend, or discontinue the Website at any time without notice.

User-Generated Content

If you submit content to us (such as enquiries or feedback):

  • You grant us a non-exclusive licence to use such content
  • You represent that you have the right to share such content
  • You are responsible for the accuracy and legality of submitted content
  • We reserve the right to remove inappropriate content

Governing Law

These Terms and Conditions are governed by the laws of Malaysia. Any disputes arising from your use of this Website shall be subject to the exclusive jurisdiction of Malaysian courts.

Indemnification

You agree to indemnify and hold harmless BantuanB40.com, its operators, and affiliates from any claims, damages, losses, or expenses arising from your use of the Website or violation of these Terms.

Severability

If any provision of these Terms and Conditions is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.

Changes to Terms

We reserve the right to modify these Terms and Conditions at any time. Changes will be effective immediately upon posting on the Website. Your continued use of the Website after changes constitutes acceptance of the revised Terms.

Contact Information

For questions about these Terms and Conditions, please contact us:

Email: admin@bantuanb40.com
Subject Line: Terms and Conditions Enquiry


By using BantuanB40.com, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions.